Credit Risk and Review Officer (Risk Management)

Join TRBank, Inc. as a Credit Risk and Review Officer and play a pivotal role in safeguarding our financial integrity. Based in the vibrant and dynamic location of Bali, you will be at the forefront of implementing an independent credit risk management system. Our mission is to ensure that every loan and credit decision is backed by robust risk assessment, helping us maintain a strong financial foundation for our customers and the bank.

In this role, you will be responsible for reviewing credit applications, assessing risk, and ensuring compliance with internal policies and regulations. You'll work closely with our loan officers, credit analysts, and risk management team to make informed decisions that balance growth with responsible lending. With a focus on data-driven insights and continuous improvement, you'll contribute to TRBank's reputation as a trusted financial institution.

📋 Tanggung Jawab Pekerjaan

Key Responsibilities:

• Review and assess credit applications to determine the risk associated with lending decisions.
• Conduct credit risk analysis using internal models and external data sources.
• Collaborate with loan officers to ensure consistent and compliant credit underwriting.
• Monitor credit portfolios and identify potential risk exposures.
• Prepare and present risk reports to senior management and the board of directors.
• Ensure compliance with regulatory requirements and internal policies.
• Provide training and guidance to junior staff on credit risk management.
• Stay updated with industry trends and best practices in credit risk management.

🎓 Kualifikasi & Syarat

Kualifikasi & Syarat:

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Minimum of 3 years of experience in credit risk management or a similar role.
• Proficiency in credit risk analysis tools such as SAS, R, or Python.
• Certification in credit risk management (e.g., CFRM) is a plus.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Familiarity with banking regulations and risk management frameworks.
• Ability to work under pressure and meet tight deadlines.

🛠️ Keahlian

Lowongan Terkait